Simple Rules For Success

Many want success, yet relatively few attain it. What makes the difference between those that do and those that don’t? Much has been written on this subject and it is a broad one with no simple answer.

Here are some quick tips to help you along on your journey:

1. Have a clear direction. This may be called a vision, a dream or a passion. Whatever you call it, you need to have something that drives you in solid and clear direction.
2. Write it down. Write down what you want to achieve. Write down the vision, the passion, the dream. This will make it clearer and give it permanence. It will no longer be some vague idea in your head once you write it down. Writing gives life to ideas.
3. Refine it. Refine your dream over time. Polish it up as you grow and learn.
4. Plan for it. Make a solid plan on how you will achieve it. It doesn’t have to be a perfect plan (if there is such a thing).
5. Execute. All the best written plans are useless without execution. Work at it everyday. Little efforts on a daily basis are far better than huge efforts sporadically. Consistency is important. Make it a habit to work on your dream.
6.Persevere. Cahllenges will arise on the way, but don’t give up. Adjust and move ahead. Change the plan if you must, but don’t give up.

Visit the website to learn more on this subject.

“There is a big difference between wishing and being a dreamer. Dreamers design their ideal life and work to achieve it everyday. They don’t believe in chance or luck. Wishers wait on a genii to grant their three wishes all their lives. The problem is, if the genii were to ever show up they still wouldn’t know what to wish for!”

 

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In Africa Lies Our Future and Prosperity

Visiting the USA for the first time recently, I left with mixed feelings. But mostly, feeling blessed that I am from Zambia, a peaceful nation where one has as much opportunity for success as one can have.

I met lots of Africans, mainly Nigerian, Ethiopian, Somali and Ghanaian. Sadly, they were the cab drivers, waitresses and hotel cleaners. One waitress told me at breakfast whilst serving me, when I asked her if things were going well for her:

“It’s been a struggle. I came here looking to live like you, attending conferences and being a professional. I have spent half my life here…since I was 18. I wanted to study, but had to support my family back home. I haven’t given up though. Am still pursuing my degree.”

She felt the courage to talk to me after I had tipped her when settling the breakfast bill. So it was, the Ethiopian cab driver said he was working several jobs just to survive. He was thinking of going back home. It was no longer worth being there, he said.

Everywhere I went I saw Africans and other immigrants working the tough jobs. Many looked broken, uninspired, getting by. Why are they here, I thought? Why not just go back home? Why are so many Africans struggling to get to the USA? But then it hit me that some have little choice – they are running from poverty, persecution, war, oppression.

But I couldn’t help but feel many are too ashamed to go back home. How can they go back home with little to show for the decades spent overseas? They will likely be laughed at, ridiculed. Or so they probably think. Better to stay. Yet, I can’t help feel that some do have a choice…that they could make more of themselves back in their home countries.

I remember as a medical student studying the USMLEs – the exams that would allow me to work in the US as a doctor. I soon gave up on that dream – realising that in Zambia lay my success and opportunities. I have never desired to work outside the country since, especially not in Europe or USA.

‘’Why be a second class citizen?’’, I thought. Whether I get citizenship or not, I would still be a foreigner…away from home, with limited options and missing my homeland.

That this was my first visit there is a testimony to my lack of excitement about it. Africa is my turf. I can travel within Africa and never get tired of it. After three days in the US I was already homesick. I went to the shopping malls, and found nothing special that I could not find in any developed African city. The scale of things was bigger, but alas nothing more.

I don’t mean to speak ill of the US or of anyone from Africa living there. I just love my Africa. I wish its people would take pride in it. I wish its people would thrive in it. I wish they would work to make it better and not leave. I wish they could see the potential and opportunity in their land. I wish they could see that slavery is not just physical. It is also economic – and for many that is the reality there. They are slaves to the economy – working to live. No life in their years, only years in their life. Yet the consolation perhaps is that it seems that is the way to goes for all over there, American or immigrant. Money rules and life is spent trying to get it…more and more of it. Yet it is never enough. All in all, am happy to be African. I am happy to be living in Africa. When I spoke of home and missing it, many I met were almost brought to tears. “Don’t do that to me” the Ethiopian shop assistant said when I spoke of wanting to get home to take pictures of flowers in my garden with the macro camera lens she had helped me purchase. She missed her home and didn’t want to cry. I felt for her.

Yet, I realise not everyone is blessed to be in my kind of position…educated with choices. What can Africa do to change that? Everyone should have choices and opportunity. Africa, what must be we do?

It starts with you and me. Africa, let’s be the change we want to see. We can do it! We shall do it!

God bless Africa and its people, wherever in the world they are. Shall a man run away from his poor home and go to seek the pleasures of his friend’s wealthy home? Should he not stay and make his home better instead so he can enjoy his own pleasures. Barring war and natural calamity, political persecution and such, I see little reason for the fight to get to the States or Europe.

But that is my very biased view, I realise that the matter is more complex. Perhaps it is the optimist in me, the persuasion that if you want to succeed bad enough it does not matter where you are, you will find a way. How come others are succeeding in the same environment?

Part of the reason I have not ventured much outside Africa, apart from much of my work being in Africa, is that I detest the prospect of applying for VISAs to go overseas. I joked once to a colleague that I had to fill out more paperwork to go to Europe for a week than I did to get employed at the University where I am based. It irritates me that it is assumed I want to stay overseas forever when I apply for a VISA and have to give every proof that I will come back!

What makes them think every African wants to stay there forever? Oh yes – the many Africans that have stayed there forever, legally or not. None-the-less, there are plenty that do not want to stay there forever.

Yet, isn’t it ironic that many who come to Africa from Europe or the USA never want to go back themselves? They love the weather, the huge houses and massive gardens. They love the easy pace of life here. I have nothing against that – they are most welcome. I just wish more Africans would appreciate all those things and realise that they are blessed…and cherish it…and exploit it. Our opportunity lies in Africa! Our future lies in Africa!

 

Going in Style – A movie about financial freedom in old age

indexOn my flight from Accra to Johannesburg recently, I watched a movie titled “Going in style.” I was intrigued by the cast lineup of Morgan Freeman, Alan Arkin and Michael Caine, whom I always enjoy watching. They are masters at their trade and a good example of what it means to excel at what you do, making it seem so natural. They espouse much of what I teach about purpose and destiny.

It was a funny though sometimes sad story about three old gentlemen who suddenly find themselves without their pensions after decades of hard work. With the threat of foreclosures on their properties and being unable to make ends meet they decide to go out with a bang and rob a bank to get some good old fashioned justice.

To find out how that mad plan goes you must watch the movie. No spoilers from me. The thing that got my attention was that this story is played out with millions of people all over the world. Having worked hard all their lives and finally retiring many hope for some much needed rest and relaxation, only to be let down by the system they trusted so much.

Pension payments do not come, and when they do they are insufficient to have any kind of lifestyle other than barely surviving. Medical care becomes unaffordable. Small luxuries have to be foregone and life becomes an ever shrinking circle of experireces.

Unfortunately, robbing a bank to get out of this situation is neither practical nor advisable for many. Western prisons may have some basic facilities and offer a decent standard of life and medical care, but that is not the case for us as Africans.

Thus it is ever more critical to plan for your old age and ensure that you have the income to be able to live well and sustain a certain quality of life. A pension is good, but for most people it is barely enough to get by. You can’t trust nor depend on it. Just because many do does not mean you should. Many can be disappointed and often are. An additional income is necessary.

Yes, children might look after you in your old age, but even if they want to and are happy to, life has its own pressures and they might just be unable to. It is better if they help when they can rather than as a necessity.

Planning for retirmeent or old age is very crirical. There is nothing worse than being poor and old, especially if you have had a reasonably okay life financially. I hate to see old people working so hard as gardeners, guards, drivers and the like, unable to quit their jobs for necessity.

Yes, no one says you should retire and do nothing. You can retire and pursue other interests and still be useful to society. You can be on hand as a consultant with vast years of experience when needed. You can write that book, paint that painting. The thing is you cannot do these finer things if you have bread and butter issues to worry about.

So do not go robbing banks. Do not go depending on someome else to look after you in your old age, as much as you can avoid it. Plan for it. Invest smartly for it. Save for it. Work smartly for it.

Old age should be your best time, having lived a full life and become all you could possibly have become.